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Collections Specialist - \$20/hr + Monthly Incentive

February 17, 2026

About the position

When you join Sallie Mae, you become a champion for all students. We’re on a mission to power confidence as students begin their unique journey. To help them plan their higher education, successfully finish, and prepare for life after school. To help them Start smart. Learn big. Students need guidance navigating this important time in their life. They need someone who acknowledges that their education path is unique. They need a partner willing to evolve and not only meet but surpass their expectations. We’re changing. Because students need a better way. We’re looking for people who are excited to drive this transformation. To break barriers and think of new ways to adapt, help, and create better experiences for students—and for each other. This is where diverse backgrounds, beliefs, and perspectives matter. It’s where you’re empowered to bring your authentic self to work. Feeling your best allows you to do your best. Our benefits take care of the whole you—from physical and mental to financial and professional. You’ll get opportunities to further your education and career, support for you and your family (including your pets!), paid time off to volunteer for the things that matter to you, and more. We’re obsessed with impact and making a real difference. For us, that means putting relationships first, asking “why not?” when tackling challenges, and continuously learning new skills. Come do more than join something, change something. For students, for future generations, for the future of education. Description: Customer Engagement: Make and receive customer calls to address overdue accounts and discuss repayment options. Customer Experience: Provide exceptional service while encouraging customers to make payments on their past due accounts. Documentation: Accurately record customer interactions, including communication logs, payments, repayment plan enrollments, and other important information.

Responsibilities

Make and receive customer calls to address overdue accounts and discuss repayment options.
Provide exceptional service while encouraging customers to make payments on their past due accounts.
Accurately record customer interactions, including communication logs, payments, repayment plan enrollments, and other important information.

Requirements

Ability to demonstrate empathy while being assertive to achieve the required outcome.
Meet and exceed quality goals, compliance regulations and productivity targets individually and team environment.
Strong interpersonal, communication and listening skills.
Build meaningful relationships with our customers by offering repayment programs while gathering information to understand their financial situation.
Excellent negotiating, probing, influencing and resourcefulness skills.
Experience in customer service and or collections related roles.
High school diploma or equivalent, some college coursework in business related fields preferred.
Serve as the welcoming and friendly voice for our customers.
Bring enthusiasm and a positive attitude to every interaction.
Possess basic computer skills and experience with the Microsoft Office Suite.
Ability to work in the office with the flexibility to work from home on some days.
The first 90 days of employment you are required to work in the office with a schedule of 8 a.m. – 5 p.m. Monday through Friday.
Schedule assignments are based on performance rankings.
Employees will participate in a schedule bid process where higher performance rankings provide priority in selecting preferred shifts.
Shift bids take place every 6 months.
Schedules options upon availability and based on business needs are: 8am-5pm, 10am-7pm and 12pm-9pm (Employees working the evening shift receive a 15% shift differential on their hourly rate).
You would work the same schedule Mon-Friday.
Must be flexible to work some Saturdays

Benefits

Competitive base salaries
Bonus incentives
Generous PTO, Floating Holidays and 12 Federal Holidays observed
Support for financial-well-being and retirement
401k with employer match
Comprehensive medical, dental, vision, hospital indemnity, critical illness, pet insurance and more
Employer paid short-term/long-term disability and basic life insurance
Flexible hybrid working arrangements.
Paid parental leave and adoption reimbursement programs
Free access to on-site staffed fitness centers (in Delaware) and gym subsidy (for locations outside Delaware)
Confidential counseling support (EAP), Health Advocacy services and Wellness program with financial incentives
Tuition Reimbursement and Family Scholarship Programs
Career development and training opportunities

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