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MORTGAGE LOAN OFFICER

February 27, 2026

<p>7 months ago Be among the first 25 applicants</p><p>BayCoast Mortgage is a fast growing Massachusetts company owned by BayCoast Bank, est. 1851. As a wholly owned subsidiary of a bank we have portfolio lending flexibility in addition to being a full-service lender serving the majority of the East Coast. We are committed to being one of the best workplaces in the industry. BayCoast offers a dynamic work environment and excellent opportunities for internal and professional development. We currently have a variety of rewarding career opportunities available in our Mortgage Department in Swansea, MA.<br><br><strong>Available Positions<br><br></strong><ul><li>Mortgage Loan Originator (inside/outside sales)<br><br></li></ul><strong>Essential Mortgage Loan Originator Functions<br><br></strong><ul><li>Maintain and originate through branch and subsidiary provided leads (25+ physical locations). Utilize cutting edge technology to originate digital provided leads. Utilize Salesforce to maintain customer and COI relationships.</li><li>Source and originate mortgage loans and manage the client experience from origination to closing.</li><li>Establish a strong presence including developing relationships with Realtors and Community Groups; some inbound and outbound sales calling and field visits may be necessary.</li><li>Participate in all steps related to the origination of a mortgage loan including meeting with prospects, counseling borrowers, taking mortgage applications electronically and face-to-face as well as by mail and phone.</li><li>Attend seminars, shows, community outreach events and other events to raise consumer awareness of our products and services.</li><li>Stay current with changes and new products and learn various borrowing programs and processes.</li><li>Learn and utilize LOS (MortgageBot), as well as various third party provider applications.</li><li>Adhere to all federal and state compliance guidelines relative to the position.<br><br></li></ul><strong>Minimum Qualifications<br><br></strong><ul><li>High school diploma with 3–5 years mortgage experience or a bachelor\'s degree.</li><li>12-24 months of experience as a Loan Officer, Loan Officer Assistant or Loan Processor.</li><li>Mortgage Loan Service Registry (NMLS).</li><li>Working knowledge of all state and federal mortgage regulations.</li><li>Strong written and oral communication skills.</li><li>Working knowledge of windows-based applications, including Microsoft Excel and web based applications, including LeadMailbox.</li><li>Must possess superior customer service skills.</li><li>Excellent customer service and listening skills.</li><li>Public speaking skills.<br><br></li></ul><strong>Desired Skills & Experience<br><br></strong><ul><li>Solid math skills.</li><li>Genuine interest in local, regional and national real estate markets</li><li>Ability to multi-task in a fast paced environment.</li><li>Good organizational and analytical skills.</li><li>Strong written and oral communication skills.<br><br></li></ul><strong>Competitive Benefits, Including<br><br></strong><ul><li>Customized commission structure</li><li>Signing bonus</li><li>Access to Loan Officer Assistant, Processor and Team Leader</li><li>Medical and Dental Insurance</li><li>401(k) Plan</li><li>Pension Plan</li><li>Subsidized Short/Long Term Disability, Life and AD&D Insurance</li><li>Voluntary Benefits including Life, Accident, and Cancer Insurance</li><li>Flexible Spending Accounts</li><li>Health Savings Accounts</li><li>Tuition Reimbursement</li><li>Student Loan Pay Down Benefit</li><li>Generous Paid Time Off</li><li>Employee Assistance Program (EAP)</li><li>Volunteer Time<br><br></li></ul>MLO positions are commission based.<br><br>BayCoast Mortgage is an Equal Opportunity Employer. BayCoast Mortgage is a wholly owned subsidiary of BayCoast Bank.</p><h2>Seniority level</h2><ul><li><h2>Seniority level</h2>Entry level</li></ul><h2>Employment type</h2><ul><li><h2>Employment type</h2>Full-time</li></ul><h2>Job function</h2><ul><li><h2>Job function</h2>Finance and Sales</li><li><h2>Industries</h2>Banking</li></ul><p>Referrals increase your chances of interviewing at BayCoast Bank by 2x</p><p>Providence, RI $50,000 - $95,000 7 months ago</p><p>Providence, RI $110,000 - $140,000 3 hours ago</p><p>Providence, RI $100,000 - $120,000 2 hours ago</p><h2>Mortgage Loan Officer (Southeastern, MA)</h2><h2>Commercial Loan Officer - Cannabis Lending</h2><p>We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.</p> #J-18808-Ljbffr

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Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

2. HOW DO YOU USE THE DIFFERENT COMMUNICATION TOOLS IN DIFFERENT SITUATIONS?

When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

3. WHAT IS "WORKING REMOTE" REALLY FOR YOU?

Many people want to work remotely because of the flexibility it allows. You can work anywhere and at any time of the day...

4. WHAT DO YOU NEED IN YOUR PHYSICAL WORKSPACE TO SUCCEED IN YOUR WORK?

With this question, companies are looking to see what equipment they may need to provide you with and to verify how aware you are of what remote working could mean for you physically and logistically...

5. HOW DO YOU PROCESS INFORMATION?

Several years ago, I was working in a team to plan a big event. My supervisor made us all work as a team before the big day. One of our activities has been to find out how each of us processes information...

6. HOW DO YOU MANAGE THE CALENDAR AND THE PROGRAM? WHICH APPLICATIONS / SYSTEM DO YOU USE?

Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

7. HOW DO YOU ORGANIZE FILES, LINKS, AND TABS ON YOUR COMPUTER?

Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

8. HOW TO PRIORITIZE WORK?

The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

9. HOW DO YOU PREPARE FOR A MEETING AND PREPARE A MEETING? WHAT DO YOU SEE HAPPENING DURING THE MEETING?

Just as communication is essential when working remotely, so is organization. Because you won't have those opportunities in the elevator or a casual conversation in the lunchroom, you should take advantage of the little time you have in a video or phone conference...

10. HOW DO YOU USE TECHNOLOGY ON A DAILY BASIS, IN YOUR WORK AND FOR YOUR PLEASURE?

This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...

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