[Remote] Commercial Relationship Manager, Emerging Middle Market

Note: The job is a remote job and is open to candidates in USA. BMO U.S. is a leading bank in North America focused on driving positive change in business and life. They are seeking a Commercial Relationship Manager for the Emerging Middle Market to facilitate growth through business development and management of key client relationships, ensuring compliance and optimizing revenue generation.


Responsibilities

  • Structures deals and secures credit approvals, working with internal stakeholders and external partners to optimize revenue
  • Provides support for sales activities such as presentations, bids/proposals, and requests for information
  • Coordinates cash management product implementations to ensure that the process stays on track and aligns with established timelines
  • Participates in industry forums and conferences to stay ahead on industry trends, competitive insights, and emerging products and services
  • Works with internal teams to structure tailored financial products and solutions that meet client needs, ensuring compliance with regulatory requirements and bank policies
  • Collects and analyzes client data and market trends to provide actionable insights for strategic decisions
  • Analyzes internal sales reports, offering recommendations for improvements to materials based on data and client feedback
  • Identifies areas for process improvement and manages initiatives to streamline operations, improve efficiency, and enhance the overall client experience
  • Builds and maintains strong long-term relationships with the bank’s high-value and strategic clients, providing strategic advice on financial solutions and ensuring exceptional service and partnership
  • Structures deals, secures credit approvals, negotiates high-value transactions, and identifies opportunities for cross-selling
  • Analyzes market trends, client industry developments, and competitive positioning to inform client solution strategies and optimize client satisfaction
  • Works closely with internal teams and stakeholders to define products, solutions and strategies that best fit clients’ needs
  • Identifies share of wallet opportunities
  • Leverages analysis tools to nurture and grow a portfolio that exceeds ROE thresholds and evaluates client returns on a proactive basis
  • Ensures adherence to regulatory requirements, internal controls, and compliance policies in all aspects of relationship management, mitigating risk and maintaining service standards
  • Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus
  • Exercises judgment to identify, diagnose, and solve problems within given rules
  • Works independently on a range of complex tasks, which may include unique situations
  • Broader work or accountabilities may be assigned as needed

Skills

  • Intermediate level of proficiency in Product Knowledge
  • Intermediate level of proficiency in Regulatory Compliance
  • Intermediate level of proficiency in Structuring Deals
  • Intermediate level of proficiency in Portfolio Management
  • Intermediate level of proficiency in Credit Risk Assessment
  • Intermediate level of proficiency in Project Management
  • Intermediate level of proficiency in Customer Service
  • Intermediate level of proficiency in Problem Solving
  • Intermediate level of proficiency in Negotiation
  • Intermediate level of proficiency in Customer Relationship Building
  • Advanced level of proficiency in Financial Analysis
  • 5+ years of relevant experience in Relationship Management, Account Management or Portfolio Management in a corporate or similar segmented banking environment with sales metrics
  • Bachelor's degree
  • Business Administration, Finance and Accounting preferred
  • Any other related discipline or commensurate work experience considered
  • If a Credit Qualifiable job, Credit Qualifications and associated credit knowledge and skills according to the credit portfolio requirements and qualification standards
  • Technical proficiency gained through education and/or business experience

Benefits

  • Health insurance
  • Tuition reimbursement
  • Accident and life insurance
  • Retirement savings plans

Company Overview

  • We’re a bank, but there’s more to it than that. We're a top ten bank in North America and have been serving our customers since 1817. It was founded in 1882, and is headquartered in Chicago, Illinois, USA, with a workforce of 5001-10000 employees. Its website is http://www.bmoharris.com/us.

  • Company H1B Sponsorship

  • BMO U.S. has a track record of offering H1B sponsorships, with 1 in 2025, 11 in 2024, 41 in 2023, 22 in 2022, 14 in 2021, 21 in 2020. Please note that this does not guarantee sponsorship for this specific role.

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